Tuesday, February 1, 2011

The Decision Is Made

So hubs and I decided to continue with the short sale of our house. The whole situation just doesn't sit right with either one of us especially when BAC sent us a letter in December letting us know that there was no help available and in January they have an open application from October on the books?!

I read a lot about how everyone feels about folks like us and this whole housing thing. I don't take it personally because I know that we were doing just fine until the company hubs worked for eliminated his position in 2008. Granted, we were BARELY okay, but okay nonetheless.

However, I do think more people are closer to our position now than before. Unemployment can take its toll on any family. Most people have deleted their savings, retirement, and generosity of family to try and stay afloat. Things are tough all over for sure.

We are aware of the bad choices we have made and how they have affected us. Sometimes it takes a really tough blow for both parties to really see what is going on. While I won't go so far as to say we won't be repeating some of the mistakes we have made, I will say that we are and will be discussing said decisions more which is a good thing.

Now if I could just get hubs to clean the computer room!


  1. Small Footprints said...
    I'm really sorry that you're having a tough time ... but I know you'll get through it and do just fine. So many of us have been hit hard by the economy. It's frustrating when one wants to work but the work just isn't there. Frustrating ... and sad! That being said, there is a positive side (in my opinion). We learn that we can live with a lot less ... and we learn what's really important. In some ways, giving up "stuff" is very liberating.

    Take care ... hope everything settles down for you soon!!
    That corgi :) said...
    I think you made the best decision you could and I think if circumstances were different, you would have made a different one, but you had to do what is best for you and your hubby. We had a house in Southern California back in 1995 when the market was falling that we were trying to sell since we were moving to New Mexico. Long story short, it didn't sell or could have been a short sale that we didn't want to do at that time, so we let it go to a foreclosure, which was totally different with how we had done business before, you pay your bills on time, etc. But we couldn't maintain a household in California and one in New Mexico. Three years later we were able to buy a house in Montana. Did you go into the house when you bought it thinking you would not pay for it? No. The economy happened and you had to make the best decision you could. I think you'll be wiser in the future about purchases as we wised up. In the meantime, don't beat yourself up too much about it and keep trusting in God and growing to be closer to him.

    hugs to you

    Tracy said...
    Just want you to know that I continue to pray for you and your husband. Sometimes we just don't know why things happen the way that they do. Sometimes life is just plain REALLY tough! I'm grateful that you have your faith and His spirit in your heart to comfort you and give you direction. May the time come when you can look back on this and proclaim how God brought you through this (and may that time come quickly!)

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